New York: money rules on one page
The pay & local tax, benefits, renting and cost of living answers PayByTown has checked for New York, each with the rule people ask about most and the official source it comes from. Open a topic for the details and the calculator. Last checked .
Pay & local tax
All of pay & local tax- Take-home pay calculator2026 paycheck afterfederal income tax, Social Security, Medicare, New York income tax, Paid Family Leave (PFL) and Disability Benefits Law (DBL)Source: State revenue departments and statutes, checked
- Local income taxPlaces covered2 cities, counties or school districtsSource: State revenue departments and statutes, checked
Benefits
All of benefits- SNAP income limitsGross income limit150% of the federal poverty lineSource: New York State Office of Temporary and Disability Assistance: SNAP, checked
- Medicaid & CHIP income limitsMedicaidExpanded: adults up to 138% of povertySource: New York State Department of Health, checked
Renting
All of renting- Security depositsDeposit back within14 days after move-outSource: N.Y. Gen. Oblig. Law § 7-103, checked
- Breaking a leaseTenant notice (month-to-month)1 month, ending with a rental period (Outside New York City); Varies (see rule) (New York City)Source: RPL 232-b, checked
- Eviction noticesUnpaid rent notice14 days (pay or move out)Source: RPAPL § 711, checked
- RepairsTime to repairA reasonable timeSource: N.Y. Real Prop. Law § 235-b (Warranty of habitability), checked
- Rent increasesNotice before a rent increase30–90 daysSource: RPL § 226-c, checked
Cost of living
All of cost of living- Childcare costsCounties with prices62Source: U.S. Department of Labor, Women's Bureau, National Database of Childcare Prices (NDCP) 2008-2022, county-level data file (NDCP2022.xlsx), checked
Each rule is published only after it passes our two-of-three source check. This page summarizes; the topic pages have the full rule, exceptions and every citation. General information, not legal or tax advice.