New York take-home pay calculator, 2026
On a $60,000 salary, a single filer in New York takes home about $47,457 a year in 2026, or $1,825.25 every two weeks. Enter your own pay below.
Take-home pay per paycheck in New York
$1,825.25
$47,457 a year. Total taxes take 20.9% of gross pay.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | −$193.08 | −$5,020 |
| Social Security | −$143.08 | −$3,720 |
| Medicare | −$33.46 | −$870 |
| State income tax | −$101.65 | −$2,643 |
| Paid Family Leave (PFL) | −$9.97 | −$259 |
| Disability Benefits Law (DBL) | −$1.20 | −$31 |
| Take-home pay | $1,825.25 | $47,457 |
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What this calculator includes, and what it doesn't
It subtracts federal income tax, Social Security, Medicare, New York income tax, Paid Family Leave (PFL), Disability Benefits Law (DBL) from your gross pay, using the 2026 rules shown on this page. It shows the tax you will owe for the year, spread evenly over your paychecks.
- Local income tax is on the local pages. This state calculator leaves it out; pick your city below for a calculator that includes it.
- Dependents and credits are not modeled. The child tax credit, earned income credit and dependent exemptions would lower the tax for many families.
- Married filing jointly assumes one earner. If your spouse also works, your household will usually owe more than this shows. Head of household status is not offered yet, because its 2026 state values have only one source so far.
- Withholding can differ by a few dollars. Employers withhold using IRS Publication 15-T and the state's withholding tables, plus your W-4. The difference settles when you file.
- Not included: itemized deductions, income other than wages, Roth or after-tax deductions, and bonuses taxed at supplemental rates.
New York 2026 income tax brackets and rules
| Taxable income over | Rate on income in this bracket |
|---|---|
| $0 | 3.9% |
| $8,500 | 4.4% |
| $11,700 | 5.15% |
| $13,900 | 5.4% |
| $80,650 | 5.9% |
| $215,400 | 6.85% |
| $1,077,550 | 9.65% |
| $5,000,000 | 10.3% |
| $25,000,000 | 10.9% |
| Taxable income over | Rate on income in this bracket |
|---|---|
| $0 | 3.9% |
| $17,150 | 4.4% |
| $23,600 | 5.15% |
| $27,900 | 5.4% |
| $161,550 | 5.9% |
| $323,200 | 6.85% |
| $2,155,350 | 9.65% |
| $5,000,000 | 10.3% |
| $25,000,000 | 10.9% |
- Starting point
- Federal adjusted gross income (wages minus pre-tax deductions the state follows).
- Standard deduction
- $8,000 single, $16,050 married filing jointly
- Credit
- Household credit, by income (applied automatically).
- Supplemental tax
- Above $107,650 of income, New York recaptures the benefit of its lower brackets.
- Pre-tax deductions
- 401(k)/403(b) contributions are excluded from state taxable wages; payroll HSA contributions are.
State payroll programs (employee share)
| Program | Rate | Wage cap / maximum | Source |
|---|---|---|---|
| Paid Family Leave (PFL) | 0.432% | max $411.91 a year | paidfamilyleave.ny.gov |
| Disability Benefits Law (DBL) | 0.5% | max $31.20 a year | www.wcb.ny.gov |
How each 2026 value was checked
Each value was read from the official source shown and compared with PolicyEngine-US (an open-source tax model) and the Tax Foundation's 2026 state income tax table. A value counts as verified when at least two of these three sources agree on it. We publish a state only when every value is verified, as all of the values below are. Checked October 11, 2026.
| Parameter | 2026 value | Official source | PolicyEngine | Tax Foundation |
|---|---|---|---|---|
| Brackets, single | Detailed schedule (see official source)3.9% over $0; 4.4% over $8,500; 5.15% over $11,700; 5.4% over $13,900; 5.9% over $80,650; 6.85% over $215,400; 9.65% over $1,077,550; 10.3% over $5,000,000; 10.9% over $25,000,000 | NYS DTF Form IT-2105-I (2026), Instructions for Estimated Income Tax (2026 NYS tax rates p.10; tax computation worksheets pp.3-6; std deduction table p.2) | Agrees | Agrees |
| Brackets, married | Detailed schedule (see official source)3.9% over $0; 4.4% over $17,150; 5.15% over $23,600; 5.4% over $27,900; 5.9% over $161,550; 6.85% over $323,200; 9.65% over $2,155,350; 10.3% over $5,000,000; 10.9% over $25,000,000 | NYS DTF Form IT-2105-I (2026), Instructions for Estimated Income Tax (2026 NYS tax rates p.10; tax computation worksheets pp.3-6; std deduction table p.2) | Agrees | Agrees |
| Standard deduction, single | $8,000 | NYS DTF Form IT-2105-I (2026), Instructions for Estimated Income Tax (2026 NYS tax rates p.10; tax computation worksheets pp.3-6; std deduction table p.2) | Agrees | Agrees |
| Standard deduction, married | $16,050 | NYS DTF Form IT-2105-I (2026), Instructions for Estimated Income Tax (2026 NYS tax rates p.10; tax computation worksheets pp.3-6; std deduction table p.2) | Agrees | Agrees |
| Exemption, single | $0 | NYS DTF Form IT-2105-I (2026), Instructions for Estimated Income Tax (2026 NYS tax rates p.10; tax computation worksheets pp.3-6; std deduction table p.2) | Agrees | Agrees |
| Exemption, married | $0 | NYS DTF Form IT-2105-I (2026), Instructions for Estimated Income Tax (2026 NYS tax rates p.10; tax computation worksheets pp.3-6; std deduction table p.2) | Agrees | Agrees |
| supplemental tax recapture | Detailed schedule (see official source)min agi: 107,650; phase in length: 50,000; flat rate cap agi: 157,650; single: 215400: recapture base: 567; incremental benefit: 2,047; 1077550: recapture base: 2,614; incremental benefit: 30,172; 5000000: recapture base: 32,786; incremental benefit: 32,500; ti<=215400: flat 5.90% phase-in over AGI 107,650-157,650; joint: 161550: recapture base: 333; incremental benefit: 807; 323200: recapture base: 1,140; incremental benefit: 3,071; 2155350: recapture base: 4,211; incremental benefit: 60,350; 5000000: recapture base: 64,561; incremental benefit: 32,500; ti<=161550: flat 5.40% phase-in over AGI 107,650-157,650; agi over 25m: 10.9% flat on all taxable income | NYS DTF Form IT-2105-I (2026), Instructions for Estimated Income Tax (2026 NYS tax rates p.10; tax computation worksheets pp.3-6; std deduction table p.2) | Agrees | Not covered |
| household credit | Detailed schedule (see official source)single by fagi: $0, $75, $5,000, $60, $6,000, $50, $7,000, $45, $20,000, $40, $25,000, $20, $28,000, $0; joint 2 people by fagi: $0, $105, $5,000, $90, $6,000, $80, $7,000, $75, $20,000, $70, $22,000, $60, $25,000, $45, $28,000, $25, $32,000, $0 | NYS DTF Form IT-201-I (2025) Instructions (latest filed-year booklet; household credit tables; line 21 414(h)) | Agrees | Not covered |
| k401 deductible | Yes | NYS DTF Form IT-201-I (2025) Instructions (latest filed-year booklet; household credit tables; line 21 414(h)) | Agrees | Not covered |
| hsa deductible | Yes | NYS DTF Form IT-201-I (2025) Instructions (latest filed-year booklet; household credit tables; line 21 414(h)) | Agrees | Not covered |
| Payroll program: Paid Family Leave | rate: 0.432%; wage cap: 95,348.76; annual max: 411.91 | NY DFS Decision on Premium Rate for Paid Family Leave Benefits and Maximum Employee Contribution for Coverage Beginning January 1, 2026 (Aug 29, 2025) | Agrees | Not covered |
| Payroll program: Disability Benefits (DBL) | rate: 0.5%; wage cap: n/a; annual max: 31.2 | NY Workers' Compensation Law Section 209 | Agrees | Not covered |
Worked example: $60,000 salary, single, paid every two weeks
| Step | Per year |
|---|---|
| Gross pay | $60,000 |
| Federal taxable income (gross minus the $16,100 standard deduction) | $43,900 |
| Federal income tax | −$5,020.00 |
| Social Security (6.2%) and Medicare (1.45%) | −$4,590.00 |
| State starting income | $60,000.00 |
| Deductions | $8,000.00 |
| Exemptions | $0.00 |
| State taxable income | $52,000.00 |
| New York income tax | −$2,643.00 |
| Paid Family Leave (PFL) | −$259.20 |
| Disability Benefits Law (DBL) | −$31.20 |
| Take-home pay | $47,456.60 |
| Per paycheck (÷ 26) | $1,825.25 |
Local income taxes in New York
New York City and Yonkers tax their residents; Yonkers also taxes people who work there.
Sources
- https://www.tax.ny.gov/pdf/current_forms/it/it2105i.pdf
- https://www.tax.ny.gov/pdf/current_forms/it/it201i.pdf
- https://www.dfs.ny.gov/apps-and-licensing/health-insurers/pfl-rate-decision-2026-page
- https://www.nysenate.gov/legislation/laws/WKC/209
- IRS Rev. Proc. 2025-32 (2026 brackets and standard deduction, as amended by Pub. L. 119-21)
- Social Security Administration, 2026 COLA fact sheet (Social Security wage base $184,500)
- Cross-checks: PolicyEngine-US and the Tax Foundation 2026 state income tax table.
Tax year 2026. Parameters checked ; page updated . See how we verify tax parameters.