Transfer on death deeds by state
A transfer on death (TOD) deed — called a beneficiary deed in some states — lets a homeowner name who gets the property when they die. The owner keeps full control while alive, can change it any time, and the house passes without probate. 35 of the 51 jurisdictions below have one; each answer is checked against the state's statute and official pages. Last checked .
TOD deed checklist
TOD deed checklistYour state's signing rules, the last day to record it, and what the beneficiary files after the death.Every state at a glance
| State | TOD deed? | Signing | Record it | After the death |
|---|---|---|---|---|
| Alabama | No | — | — | — |
| Alaska | Yes | notary, no witnesses | Before the death | No specific filing named in the law |
| Arizona | Yes | notary, no witnesses | Before the death | No specific filing named in the law |
| Arkansas | Yes | notary, no witnesses | Before the death | No specific filing named in the law |
| California | Yes | notary, 2 witnesses | Within 60 days of signing | Affidavit of death (Prob. Code § 210 et seq.) plus, for deeds signed on or after 2022-01-01, a recorded affidavit stating the § 5681 notice to heirs was served |
| Colorado | Yes | notary optional, no witnesses | Before the death | Certified death certificate (or verification of death) with a supplementary affidavit, recorded as proof of death |
| Connecticut | No | — | — | — |
| Delaware | Yes | notary, 2 witnesses | Before the death | Optional notice of death of transferor filed with the Register of Wills (form if adopted) with the death certificate |
| District of Columbia | Yes | notary, no witnesses | Before the death | Confirmatory deed reciting the TOD deed's recording information, with Form FP7/C, a copy of the death certificate, and a copy of the recorded TOD deed |
| Florida | No | — | — | — |
| Georgia | Yes | notary, 1 witness | Before the death | Designated grantee beneficiary affidavit (acceptance affidavit) under O.C.G.A. 44-17-2(d) |
| Hawaii | Yes | notary, no witnesses | Before the death | Land Court property: a petition to the Land Court noting the transferor's death and asking for a new certificate of title. Regular System property: the statute names no document. |
| Idaho | No | — | — | — |
| Illinois | Yes | notary, 2 witnesses | Before the death | Notice of death affidavit (755 ILCS 27/75) |
| Indiana | Yes | notary, no witnesses | Before the death | Affidavit under IC 32-17-14-26(b)(20) (beneficiary's affidavit giving notice of the owner's death) |
| Iowa | No | — | — | — |
| Kansas | Yes | notary, no witnesses | Before the death | Certified copy of the owner's death certificate recorded with the register of deeds (no affidavit is named in the statute) |
| Kentucky | No | — | — | — |
| Louisiana | No | — | — | — |
| Maine | Yes | notary, no witnesses | Before the death | Notice of death affidavit (18-C M.R.S. § 6-414) |
| Maryland | Yes | notary, no witnesses | Before the death | Transfer-on-Death Deed Notification of Death (optional statutory form, Real Prop. § 14-1013) |
| Massachusetts | No | — | — | — |
| Michigan | No | — | — | — |
| Minnesota | Yes | notary, no witnesses | Before the death | Affidavit of identity and survivorship (with a certified copy of the death record) plus a clearance certificate from the county agency |
| Mississippi | Yes | notary, no witnesses | Before the death | No specific filing named in the law |
| Missouri | Yes | notary, no witnesses | Before the death | No specific filing named in the law |
| Montana | Yes | notary, no witnesses | Before the death | Affidavit of death (MSU Extension form: 'Acknowledged Statement of Death for Montana Transfer on Death Deeds') plus a Realty Transfer Certificate (Form 488) |
| Nebraska | Yes | notary, 2 witnesses | Within 30 days of signing | Certified death certificate with an attached cover sheet (§ 76-2,126), plus a Real Estate Transfer Statement under § 76-214 (Form 521) |
| Nevada | Yes | notary, no witnesses | Before the death | Death of Grantor Affidavit (NRS 111.699), with a declaration of value (NRS 375.060) and a copy of the death certificate |
| New Hampshire | Yes | notary, no witnesses | Within 60 days of signing | Notice of death affidavit (notarized) |
| New Jersey | No | — | — | — |
| New Mexico | Yes | notary, no witnesses | Before the death | Certified copy of the owner's death certificate (recorded with the county clerk) |
| New York | Yes | notary, 2 witnesses | Before the death | Notice of Transfer on Death Deed with proof of death (county clerk practice; statute silent) |
| North Carolina | No | — | — | — |
| North Dakota | Yes | notary, no witnesses | Before the death | No specific filing named in the law |
| Ohio | Yes | notary, no witnesses | Before the death | Affidavit of confirmation (R.C. 5302.222) with certified death certificate, plus the Medicaid estate recovery form (R.C. 5302.221) |
| Oklahoma | Yes | notary, 2 witnesses | Before the death | Beneficiary affidavit (sworn before a notary) with a copy of the owner's death certificate attached |
| Oregon | Yes | notary, no witnesses | Before the death | No specific filing named in the law |
| Pennsylvania | No | — | — | — |
| Rhode Island | No | — | — | — |
| South Carolina | No | — | — | — |
| South Dakota | Yes | notary, no witnesses | Before the death | Affidavit of confirmation (optional form: Affidavit of Confirmation and Survivorship for Transfer on Death Deed) |
| Tennessee | No | — | — | — |
| Texas | Yes | notary, no witnesses | Before the death | Affidavit of Death (TexasLawHelp form HA-TODD-201) |
| Utah | Yes | notary, no witnesses | Before the death | Affidavit in substantially the form in Utah Code § 57-1-5.1, with a copy of the death certificate attached |
| Vermont | No | — | — | — |
| Virginia | Yes | notary, no witnesses | Before the death | No specific filing named in the law |
| Washington | Yes | notary, no witnesses | Before the death | Real estate excise tax affidavit (claiming the TOD exemption, WAC 458-61A-202) signed by the beneficiaries, plus a certified copy of the death certificate |
| West Virginia | Yes | notary, no witnesses | Before the death | No specific filing named in the law |
| Wisconsin | Yes | notary, no witnesses | Before the death | Termination of Decedent's Interest (application under Wis. Stat. § 867.046(2); combined HT-110/TOD-110 form) |
| Wyoming | Yes | notary, no witnesses | Before the death | Affidavit under Wyo. Stat. § 34-11-101 plus a certificate of clearance from the Wyoming Department of Health |
Summary only. Open your state for the exact rule, how to revoke it, creditor and Medicaid rules, and the sources. Legal information, not legal advice; see our methodology.
How it works almost everywhere
- Check that your state has a TOD deed law and use the state's own form or wording if it has one.
- Sign it the way the statute says — in front of a notary, and in some states in front of witnesses too.
- Record it at the county office where the property is, before the owner dies. An unrecorded TOD deed generally does nothing.
- Nothing happens while the owner is alive: they can still live in, sell, rent or mortgage the property, and can revoke or replace the deed.
- After the death, the beneficiary records the state's after-death document (often an affidavit with a certified death certificate) in the same county.
Common mistakes
- Using an old list of states: the number of states with a TOD deed keeps growing — New York, for example, added one in 2024. Check your state's page, not a list from a few years ago.
- Signing but never recording: in states that require recording before death, a deed found in a drawer after the funeral does not transfer the house.
- Assuming the after-death step is the same everywhere: the document's name, the county office and any notice to the heirs differ by state.
- Using another state's form: a TOD deed follows the law of the state where the land is, not where the owner lives.