Transfer on death deed in North Dakota
Yes. North Dakota lets an owner name who gets real estate at death with a transfer on death deed (N.D.C.C. ch. 30.1-32.1 (Uniform Real Property Transfer on Death Act), in effect since August 1, 2011). Sign it before a notary, and record it before the owner's death. After the death, the beneficiary uses: No specific filing named in the law. Last checked .
North Dakota at a glance
- TOD deed for real estate
- Yes
- Name in North Dakota law
- Transfer on death deed
- Law
- N.D.C.C. ch. 30.1-32.1 (Uniform Real Property Transfer on Death Act)
- Notary
- Required
- Witnesses
- None
- When to record
- Before the death
- Where to record
- County recorder of the county where the property is located
- After-death document
- No specific filing named in the law
- Notice to heirs
- Not required
- Official form
- No state form
Your checklist
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Steps to make it valid in North Dakota
- Sign: notary, no witnesses.
- Record it at the County recorder of the county where the property is located before the owner's death.
A checklist from the state's verified rules, not legal advice. Medicaid, co-owners, a mortgage or a dispute can change what you should do; the county recorder, a legal aid office or a lawyer can help.
Making a valid TOD deed in North Dakota
- What the law does. An individual can transfer North Dakota real property to beneficiaries effective at death by a transfer on death deed recorded before death.
- Signing. The owner signs; the deed must have the essential elements and formalities of a recordable deed (acknowledgment). The statute requires no witnesses. Title must use 'transfer on death deed' or 'TOD', and it must state the transfer occurs at death. Capacity is the same as for a will.
- Recording. Must be recorded with the county recorder before the owner's death; no deadline counted from signing. No auditor's certificate of transfer or statement of full consideration is needed to record it.
- Payment, delivery, acceptance. Effective without notice, delivery, acceptance, or consideration.
- Form. No statutory form in chapter 30.1-32.1.
Changing it, and who you can name
- Revoking or changing. Revoke with a later TOD deed, a revocation instrument, or an inter vivos deed expressly revoking it, acknowledged after the original and recorded with the county recorder before death. Not by an act on the deed. The statute names no revocation by will.
- Beneficiaries. Any person. A beneficiary must survive the owner or the gift lapses, subject to state antilapse, divorce, homicide, survival and elective-share rules if they apply to nonprobate transfers; co-beneficiaries take equal shares without survivorship and a failed share goes to the others.
After the owner dies
- Where. County recorder (statute silent)
- Steps. Chapter 30.1-32.1 does not say what the beneficiary records after death; ask the county recorder what it needs. (N.D.C.C. § 47-19-06 lets a certified death certificate with a legal description be recorded for joint tenancy and life estates, but does not mention TOD deeds.)
Debts, Medicaid and the spouse
- Creditors and Medicaid. If the probate estate is insufficient for allowed claims or statutory allowances to a spouse or child, the estate may enforce them against TOD property, apportioned by net value, but not against a buyer or lender for value from the beneficiary. Proceedings must start within 18 months after death. Medicaid's estate claim (N.D.C.C. § 50-24.1-07) is a preferred claim against the estate.
- Surviving spouse. Elective-share law applies to the transfer if it applies to nonprobate transfers; statutory allowances can be enforced against the property if the estate is insufficient.
Good to know in North Dakota
- afterDeath.document unknown from official sources; hold for county recorder confirmation.
- Beneficiary takes subject to mortgages and liens; no warranty of title.
- Joint owners (incl. tenants by the entirety): survivor takes; deed works only if the transferor is the last surviving joint owner.
Official pages
Sources
- N.D.C.C. ch. 30.1-32.1 (read October 28, 2026)
- N.D.C.C. ch. 47-19 (§ 47-19-06) (read October 28, 2026)
- N.D.C.C. ch. 50-24.1 (§ 50-24.1-07) (read October 28, 2026)
Legal information from the official sources above, not legal advice. A TOD deed can affect Medicaid, taxes, creditors and co-owners; for a decision about your own property, ask the county recorder, a legal aid office or a lawyer. How we check: methodology.
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