Transfer on death deed in Utah
Yes. Utah lets an owner name who gets real estate at death with a transfer on death deed (Uniform Real Property Transfer on Death Act) (Utah Code §§ 75-6-401 to 75-6-419, in effect since May 8, 2018). Sign it before a notary, and record it before the owner's death. After the death, the beneficiary uses: Affidavit in substantially the form in Utah Code § 57-1-5.1, with a copy of the death certificate attached. Last checked .
Utah at a glance
- TOD deed for real estate
- Yes
- Name in Utah law
- Transfer on death deed (Uniform Real Property Transfer on Death Act)
- Law
- Utah Code §§ 75-6-401 to 75-6-419
- Notary
- Required
- Witnesses
- None
- When to record
- Before the death
- Where to record
- County recorder's office of the county where the property is located
- After-death document
- Affidavit in substantially the form in Utah Code § 57-1-5.1, with a copy of the death certificate attached
- Notice to heirs
- Not required
- Official form
- Yes
Your checklist
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Steps to make it valid in Utah
- Sign: notary, no witnesses.
- Record it at the County recorder's office of the county where the property is located before the owner's death.
A checklist from the state's verified rules, not legal advice. Medicaid, co-owners, a mortgage or a dispute can change what you should do; the county recorder, a legal aid office or a lawyer can help.
Making a valid TOD deed in Utah
- What the law does. A recorded transfer on death deed passes the owner's Utah real property to named beneficiaries at death and is revocable during life.
- Signing. The owner (an individual) signs. The deed needs the formalities of a recordable deed; the statutory form calls for an acknowledgment under Utah Code § 46-1-6.5. No witnesses. Capacity is the same as for a will.
- Recording. Must be recorded before the owner's death or it is not effective. No deadline after signing.
- Payment, delivery, acceptance. Effective without notice, delivery, acceptance, or payment.
- Form. Optional statutory TOD deed form (§ 75-6-416) and revocation form (§ 75-6-417); after-death affidavit form in § 57-1-5.1.
Changing it, and who you can name
- Revoking or changing. Revoke with a later TOD deed, an instrument of revocation, or an inter vivos deed that revokes it, acknowledged after the original and recorded before death. A deed of joint owners is revoked only by all living joint owners. Destroying the recorded deed does not revoke it. The act lists no will as a way to revoke.
- Beneficiaries. Named beneficiaries only; class gifts are not allowed. Primary and alternate beneficiaries may be named. A beneficiary who does not survive the owner lapses (Utah's anti-lapse rule does not apply); co-beneficiaries take equal shares with no survivorship unless the deed says otherwise, and a lapsed share goes to the others.
After the owner dies
- Document. Affidavit in substantially the form in Utah Code § 57-1-5.1, with a copy of the death certificate attached
- Where. County recorder of the county where the property is located
- Steps. After the owner dies, record a sworn affidavit with the legal description, the entry number and book/page of the recorded TOD deed, and a copy of the death certificate (or other government document certifying death) attached as an exhibit.
Debts, Medicaid and the spouse
- Creditors and Medicaid. If the probate estate cannot pay allowed claims or statutory allowances to a spouse or child, only the estate may enforce them against TOD property, shared by net value; a probate proceeding must start within 12 months after death. For Medicaid paid at 55+, Utah's 'recovery estate' includes assets passing outside probate by survivorship or other arrangement, deferred while a spouse is alive or a child is under 21 or blind/disabled.
- Surviving spouse. The transfer is subject to Utah's elective share (§ 75-2-205) and revocation-by-divorce rules (§ 75-2-804).
Good to know in Utah
- Joint owners: survivors keep the property; the TOD deed works when the last joint owner dies (§ 75-6-413(3)).
- A TOD deed does not affect Medicaid eligibility of the owner or beneficiary during life (§ 75-6-412).
Official pages
Sources
- Utah Code Title 75 Ch. 6 Part 4 (le.utah.gov) (read October 28, 2026)
- Utah Code Part 4 XML (current text) (read October 28, 2026)
- Utah Code § 57-1-5.1 (read October 28, 2026)
- Utah Code § 26B-3-1001 (read October 28, 2026)
- Utah Code § 26B-3-1013 (read October 28, 2026)
Legal information from the official sources above, not legal advice. A TOD deed can affect Medicaid, taxes, creditors and co-owners; for a decision about your own property, ask the county recorder, a legal aid office or a lawyer. How we check: methodology.
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