SNAP income limits for October 2026 to September 2027

SNAP income limits for seniors (60+) and people with disabilities

• A household with a member who is 60 or older, or who gets disability benefits, does not have to pass the gross income test. It qualifies on net income alone: $1,330 a month for 1 person, $1,804 for 2 (FY2027).
• Their medical costs over $35 a month that insurance or someone else doesn't pay can also be deducted, which lowers net income.
• A person 60 or older who can't buy and cook food separately because of a permanent disability can be their own SNAP household, with their spouse, if the others they live with earn no more than $2,195 a month (165% of poverty, for 1 person).
• Where the federal asset limit applies, it is $4,750 for a household with someone 60+ or disabled, instead of $3,000.

Is there an asset limit for SNAP?

In most states, no. 38 states and DC use broad-based categorical eligibility to drop the asset test for most households, so savings and cars aren't counted. The federal limit, $3,000 in countable resources or $4,750 with someone 60+ or disabled (FY2027), applies in 6 states and to households outside categorical eligibility. A few states set their own limit (see the table). Your home and most retirement savings never count.

Standard utility allowance and other deductions

Net income is gross income minus SNAP's deductions: 20% of earnings, a standard deduction, dependent care, medical costs over $35 a month for seniors and people with disabilities, and shelter costs above half of the household's income. Some states let you use a set utility amount (a standard utility allowance, SUA) instead of your actual bills; the amount differs by state, so check your state's page and agency.

Common questions

How much can 1 person make and get SNAP in 2026-2027?

Up to $1,729 a month gross in states at 130%, and up to $2,660 in states at 200% (lower 48 states and DC). Net income after deductions must be $1,330 or less unless categorical eligibility applies.

Did SNAP income limits change in October 2026?

Yes. Every October 1 the limits move to the latest poverty guidelines. From October 1, 2026 the net limit for 1 person is $1,330 and the 130% gross limit is $1,729; these are the figures for fiscal year 2027, in effect until September 30, 2027.

Can I get SNAP if I'm over the limit?

Possibly. Households with a senior or disabled member skip the gross test, and deductions often bring net income under the limit. Only your state agency can decide, so apply if you are close.