Can you get a Discover credit card with an ITIN or no SSN?
Yes: Discover, now part of Capital One, accepts an ITIN instead of an SSN online, but you need one of the two. Discover it Secured (deposit from $49) and Discover it Student have no annual fee and no foreign transaction fee.
Last checked:
- Apply with an ITIN
- Yes · How to apply with an ITIN: Online. Discover applications now run on Capital One's site, and the terms say you are not eligible if you "do not have a valid Social Security Number or Individual Taxpayer Identification Number". [1][2]
- Passport only (no SSN or ITIN)
- No. Without a valid SSN or ITIN you are not eligible, according to the application terms. [1]
- Uses credit history from abroad
- Not stated. We found no Discover or Capital One page about using credit history from another country. [1]
Starter cards
Cards this issuer offers to people with little or no US credit history. Fees are from the card's official terms page.
| Card | Type | Annual fee | Foreign transaction fee | Minimum deposit |
|---|---|---|---|---|
| Discover it Secured | Secured | $0 | None | $49 |
| Discover it Student Cash Back | Student | $0 | None | No deposit |
We don't list signup bonuses, interest rates or credit limits: they change often and depend on you. Open the issuer's page for today's offer.
What else to know
- Discover is now part of Capital One: you apply on capitalone.com, and accounts are moving to Capital One's website and app.
- The secured deposit ($49, $99 or $200, depending on your credit) must be paid online from a bank account within 35 days of approval; no cash or checks.
- Your home address must be in the 50 states, Washington DC, Puerto Rico or a US military location.
Other issuers
Guides
Sources
- Discover it Secured application terms (PDF)
- Discover pre-approval form
- Discover it Secured
- Discover it Student Cash Back
- Discover it Student application terms (PDF)
- Discover and Capital One integration FAQ
Last checked: . General information from the issuers' and agencies' own pages, not financial advice. We are not a bank and don't get paid by any issuer for these pages. We never ask for your SSN, ITIN, passport or card number.