Benton Harbor, Michigan city income tax 2026
On $60,000, a Benton Harbor resident pays $592.50 a year in city income tax.
Single filer: ($60,000 − $750 exemption) × 1%. Someone who lives outside Benton Harbor but works there pays the nonresident rate, 0.5%: $296.25 a year.
Tax year 2026. Rates checked ; page updated .
Take-home pay per paycheck in Benton Harbor
$1,826.86
$47,498 a year. Total taxes take 20.8% of gross pay, including $593 of local tax.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | −$193.08 | −$5,020 |
| Social Security | −$143.08 | −$3,720 |
| Medicare | −$33.46 | −$870 |
| State income tax | −$88.43 | −$2,299 |
| Benton Harbor income tax (resident) | −$22.79 | −$593 |
| Take-home pay | $1,826.86 | $47,498 |
Michigan city tax is modeled on wages; 401(k) deferrals are included (UCITO), section 125 is excluded.
Includes federal, Michigan and local tax (Michigan rules). Runs in your browser; your inputs are saved in this page's address so you can bookmark or share the result.
Benton Harbor rates
| Item | 2026 |
|---|---|
| Resident rate | 1% |
| Nonresident rate (wages earned in the city) | 0.5% |
| Exemption per person | $750 |
| In effect | Full tax year 2026 (tax effective 1/1/2018) |
| County | Berrien County |
| Status | Verified |
Source note: bhcity.us sits behind a Cloudflare browser check (curl gets 403); read via the built-in browser (no CAPTCHA), so PDFs were not saved to raw/. The 2026 withholding booklet (docid 54083) and 2026 CF-1040ES (docid 54072) contain no rate text.
Residents vs people who work in the city
- Residents pay 1% on all wages, wherever they work, after a $750 exemption for each person on the return.
- Nonresidents pay 0.5% only on wages earned in Benton Harbor.
- Living in one taxing city and working in another: you pay the work city's nonresident tax, and your home city credits it, up to its own nonresident rate (Michigan's uniform city income tax ordinance).
Worked example, $60,000. Live in Benton Harbor, work in Battle Creek: total city tax $592.50 (Battle Creek income tax (nonresident) $296.25; Benton Harbor income tax (resident) $592.50; Benton Harbor credit for tax paid to Battle Creek -$296.25). Live in Battle Creek, work in Benton Harbor: $592.50 (Benton Harbor income tax (nonresident) $296.25; Battle Creek income tax (resident) $592.50; Battle Creek credit for tax paid to Benton Harbor -$296.25).
Benton Harbor city tax at other salaries
| Salary | Resident | Nonresident working here |
|---|---|---|
| $30,000 | $292.50 | $146.25 |
| $45,000 | $442.50 | $221.25 |
| $60,000 | $592.50 | $296.25 |
| $80,000 | $792.50 | $396.25 |
| $100,000 | $992.50 | $496.25 |
| $150,000 | $1,492.50 | $746.25 |
Nearest other taxing cities
| City | Distance | Resident | Nonresident | Resident tax on $60,000 |
|---|---|---|---|---|
| Battle Creek | 64 mi | 1% | 0.5% | $592.50 |
| Springfield | 64 mi | 1% | 0.5% | $592.50 |
| Walker | 70 mi | 1% | 0.5% | $594 |
| Grand Rapids | 71 mi | 1.5% | 0.75% | $891 |
| Muskegon Heights | 76 mi | 1% | 0.5% | $594 |
| Muskegon | 78 mi | 1% | 0.5% | $594 |
Sources and verification
- City of Benton Harbor - Income Tax Department page
- 2025 CF-1040 Resident Form
- Instructions CF-1040 General Instructions (2024 edition still posted)
- Second source: City of Grand Rapids Income Tax Dept. — Other Michigan Cities with Income Tax (undated web table)
- Michigan Treasury: cities that impose an income tax
Rates as of tax year 2026 (2025 return instructions where 2026 not yet published; see each record); checked . "Verified" means a second, independent publisher shows the same rate; "single official source" means only the official register lists it so far, so confirm with the tax collector before relying on it. See how local rates are checked.