Kettering, Ohio city income tax 2026
On $60,000 in Kettering, city income tax is $1,350 a year (2.25% of wages), whether you live there or just work there.
Single filer, $60,000 in wages (Medicare wages: 401(k) contributions are taxed by Ohio cities). Take-home pay after federal, Ohio and Kettering tax: $47,834 a year. A school district income tax, where you live in one, comes on top.
Tax year 2026. Rates checked ; page updated .
Take-home pay per paycheck in Kettering
$1,839.75
$47,834 a year. Total taxes take 20.3% of gross pay, including $1,350 of local tax.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | −$193.08 | −$5,020 |
| Social Security | −$143.08 | −$3,720 |
| Medicare | −$33.46 | −$870 |
| State income tax | −$46.40 | −$1,207 |
| Kettering municipal income tax (resident) | −$51.92 | −$1,350 |
| Take-home pay | $1,839.75 | $47,834 |
Joint economic development districts (JEDDs) and the 20-day occasional-entrant rule are not modeled.
Includes federal, Ohio and local tax (Ohio rules). Runs in your browser; your inputs are saved in this page's address so you can bookmark or share the result.
Kettering income tax at a glance
| Item | 2026 |
|---|---|
| Rate (residents and people who work here) | 2.25% |
| In effect since | 2007-01-01 |
| Credit for tax paid to a work city | 100% of tax paid elsewhere, up to 2.25% of wages |
| Collected by | City tax office |
| County | Montgomery County, Greene County |
| Population (Census, July 2024) | 57,028 |
| Status | Verified |
Tax office note: Full credit up to 2.25%. 2026 KE-1 estimate voucher also uses 2.25%.
Living in vs working in another city
- Same rate for residents and workers. Kettering taxes residents on all wages and nonresidents on wages earned in Kettering, at 2.25% either way.
- Work somewhere else: you pay the work city, and Kettering credits 100% of that tax, up to 2.25% of the wages.
- Townships and unincorporated areas have no municipal income tax (joint economic development districts aside).
Worked example, $60,000. Live in Kettering, work in Riverside (2.5%): you pay $1,500 in city tax (Riverside municipal income tax (work city) $1,500; Kettering municipal income tax (resident) $1,350; Kettering credit for tax paid to Riverside -$1,350). Live in Riverside, work in Kettering: you pay $1,500 (Kettering municipal income tax (work city) $1,350; Riverside municipal income tax (resident) $1,500; Riverside credit for tax paid to Kettering -$1,350).
Kettering city tax at other salaries
| Salary | City tax a year | Per biweekly paycheck |
|---|---|---|
| $30,000 | $675 | $25.96 |
| $45,000 | $1,012.50 | $38.94 |
| $60,000 | $1,350 | $51.92 |
| $80,000 | $1,800 | $69.23 |
| $100,000 | $2,250 | $86.54 |
| $150,000 | $3,375 | $129.81 |
School district income tax around Kettering
School district income tax is paid by residents of the district only, on top of any city tax, and district lines do not follow city lines. Districts based in Montgomery County (some also cover neighboring counties); check your address with the state's Finder.
| School district | Rate | Taxed on | Tax on $60,000 wages | Status |
|---|---|---|---|---|
| New Lebanon LSD (SD 5708) | 1.25% | Traditional (Ohio income after exemptions) | $723.13 | Single official source |
| Valley View LSD (SD 5713) | 1.75% | Traditional (Ohio income after exemptions) | $1,012.38 | Single official source |
Single filer with $60,000 in wages: the traditional base is Ohio income after personal exemptions, the earned-income base is wages. All school district rates come from a single publisher, the Ohio Department of Taxation (there is no independent list).
Cities and villages near Kettering
| Place | Distance | Rate | Credit | Tax on $60,000 |
|---|---|---|---|---|
| Oakwood (Montgomery) | 2 mi | 2.5% | Not published | $1,500 |
| Centerville | 4 mi | 2.25% | Not published | $1,350 |
| Moraine | 5 mi | 2.5% | Not published | $1,500 |
| West Carrollton | 6 mi | 2.25% | Not published | $1,350 |
| Riverside | 6 mi | 2.5% | 100% of tax paid elsewhere, up to 2.5% of wages | $1,500 |
| Dayton | 7 mi | 2.5% | 100% of tax paid elsewhere, up to 2.5% of wages | $1,500 |
| Miamisburg | 8 mi | 2.25% | Not published | $1,350 |
| Springboro | 10 mi | 1.5% | Not published | $900 |
| Fairborn | 10 mi | 2% | 100% of tax paid elsewhere, up to 2% of wages | $1,200 |
| Xenia | 11 mi | 2.25% | 100% of tax paid elsewhere, up to 1.5% of wages | $1,350 |
Sources and verification
- Ohio Department of Taxation, The Finder: municipal and school district rate tables
- Second source: City of Kettering (City of Kettering 2025 Form KR 1040 Individual Return, Instructions and General Information (linked from ketteringoh.org/individual-tax-forms/))
Population and county: U.S. Census Bureau Vintage 2024 estimates and 2024 Gazetteer (source).
Rates as of rates in effect during calendar 2026 (ODT effective-date ranges); checked . "Verified" means a second, independent publisher shows the same rate; "single official source" means only the official register lists it so far, so confirm with the tax collector before relying on it. See how local rates are checked.