Toledo, Ohio city income tax 2026
On $60,000 in Toledo, city income tax is $1,500 a year (2.5% of wages), whether you live there or just work there.
Single filer, $60,000 in wages (Medicare wages: 401(k) contributions are taxed by Ohio cities). Take-home pay after federal, Ohio and Toledo tax: $47,684 a year. A school district income tax, where you live in one, comes on top.
Tax year 2026. Rates checked ; page updated .
Take-home pay per paycheck in Toledo
$1,833.98
$47,684 a year. Total taxes take 20.5% of gross pay, including $1,500 of local tax.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | −$193.08 | −$5,020 |
| Social Security | −$143.08 | −$3,720 |
| Medicare | −$33.46 | −$870 |
| State income tax | −$46.40 | −$1,207 |
| Toledo municipal income tax (resident) | −$57.69 | −$1,500 |
| Take-home pay | $1,833.98 | $47,684 |
Joint economic development districts (JEDDs) and the 20-day occasional-entrant rule are not modeled.
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Toledo income tax at a glance
| Item | 2026 |
|---|---|
| Rate (residents and people who work here) | 2.5% |
| In effect since | 2021-01-01 |
| Credit for tax paid to a work city | 100% of tax paid elsewhere, up to 2.5% of wages |
| Collected by | City tax office |
| County | Lucas County |
| Population (Census, July 2024) | 265,638 |
| Status | Verified |
Tax office note: Full credit for tax withheld/paid to other municipalities or JEDDs, capped at 2.5%. Rate 2.5% includes voter-approved temporary 0.25%; 2026 form not yet published.
Living in vs working in another city
- Same rate for residents and workers. Toledo taxes residents on all wages and nonresidents on wages earned in Toledo, at 2.5% either way.
- Work somewhere else: you pay the work city, and Toledo credits 100% of that tax, up to 2.5% of the wages.
- Townships and unincorporated areas have no municipal income tax (joint economic development districts aside).
Worked example, $60,000. Live in Toledo, work in Perrysburg (1.5%): you pay $1,500 in city tax (Perrysburg municipal income tax (work city) $900; Toledo municipal income tax (resident) $1,500; Toledo credit for tax paid to Perrysburg -$900). Live in Perrysburg, work in Toledo: you pay $2,400 (Toledo municipal income tax (work city) $1,500; Perrysburg municipal income tax (resident) $900).
Perrysburg: the resident credit for tax paid to Toledo is not published in our sources, so no credit is applied. Your actual tax may be lower.
Toledo city tax at other salaries
| Salary | City tax a year | Per biweekly paycheck |
|---|---|---|
| $30,000 | $750 | $28.85 |
| $45,000 | $1,125 | $43.27 |
| $60,000 | $1,500 | $57.69 |
| $80,000 | $2,000 | $76.92 |
| $100,000 | $2,500 | $96.15 |
| $150,000 | $3,750 | $144.23 |
School district income tax around Toledo
No school district based in Lucas County levies an income tax in 2026 (Ohio Department of Taxation list).
Cities and villages near Toledo
| Place | Distance | Rate | Credit | Tax on $60,000 |
|---|---|---|---|---|
| Ottawa Hills | 3 mi | 1.5% | 50% of tax paid elsewhere, up to 1.5% of wages | $900 |
| Rossford | 6 mi | 2.25% | 100% of tax paid elsewhere, up to 2.25% of wages | $1,350 |
| Northwood | 6 mi | 1.5% | 100% of tax paid elsewhere, up to 1.5% of wages | $900 |
| Holland | 7 mi | 2.25% | 100% of tax paid elsewhere, up to 2.25% of wages | $1,350 |
| Walbridge | 7 mi | 1.5% | Not published | $900 |
| Sylvania | 7 mi | 1.5% | Not published | $900 |
| Oregon | 7 mi | 2.25% | Not published | $1,350 |
| Maumee | 8 mi | 1.5% | Not published | $900 |
| Perrysburg | 9 mi | 1.5% | Not published | $900 |
| Millbury | 11 mi | 1.5% | 100% of tax paid elsewhere, up to 0.5% of wages | $900 |
Sources and verification
- Ohio Department of Taxation, The Finder: municipal and school district rate tables
- Second source: City of Toledo (City of Toledo 2025 Individual Resident Tax Return (with instructions))
Population and county: U.S. Census Bureau Vintage 2024 estimates and 2024 Gazetteer (source).
Rates as of rates in effect during calendar 2026 (ODT effective-date ranges); checked . "Verified" means a second, independent publisher shows the same rate; "single official source" means only the official register lists it so far, so confirm with the tax collector before relying on it. See how local rates are checked.