Germantown, Ohio city income tax 2026
On $60,000 in Germantown, city income tax is $900 a year (1.5% of wages), whether you live there or just work there.
Single filer, $60,000 in wages (Medicare wages: 401(k) contributions are taxed by Ohio cities). Take-home pay after federal, Ohio and Germantown tax: $48,284 a year. A school district income tax, where you live in one, comes on top.
Tax year 2026. Rates checked ; page updated .
Take-home pay per paycheck in Germantown
$1,857.06
$48,284 a year. Total taxes take 19.5% of gross pay, including $900 of local tax.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | −$193.08 | −$5,020 |
| Social Security | −$143.08 | −$3,720 |
| Medicare | −$33.46 | −$870 |
| State income tax | −$46.40 | −$1,207 |
| Germantown municipal income tax (resident) | −$34.62 | −$900 |
| Take-home pay | $1,857.06 | $48,284 |
Joint economic development districts (JEDDs) and the 20-day occasional-entrant rule are not modeled.
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Germantown income tax at a glance
| Item | 2026 |
|---|---|
| Rate (residents and people who work here) | 1.5% |
| In effect since | not stated |
| Credit for tax paid to a work city | 60% of tax paid elsewhere, up to 1.5% of wages |
| Collected by | RITA (Regional Income Tax Agency) |
| County | Montgomery County |
| Population (Census, July 2024) | 5,863 |
| Status | Single official source |
Single official source: Listed by RITA for 2026 but ODT's rate table has no 2026 row for this municipality (ODT table lags); single source.
Living in vs working in another city
- Same rate for residents and workers. Germantown taxes residents on all wages and nonresidents on wages earned in Germantown, at 1.5% either way.
- Work somewhere else: you pay the work city, and Germantown credits 60% of that tax, up to 1.5% of the wages.
- Townships and unincorporated areas have no municipal income tax (joint economic development districts aside).
Worked example, $60,000. Live in Germantown, work in Miamisburg (2.25%): you pay $1,710 in city tax (Miamisburg municipal income tax (work city) $1,350; Germantown municipal income tax (resident) $900; Germantown credit for tax paid to Miamisburg -$540). Live in Miamisburg, work in Germantown: you pay $2,250 (Germantown municipal income tax (work city) $900; Miamisburg municipal income tax (resident) $1,350).
Miamisburg: the resident credit for tax paid to Germantown is not published in our sources, so no credit is applied. Your actual tax may be lower.
Germantown city tax at other salaries
| Salary | City tax a year | Per biweekly paycheck |
|---|---|---|
| $30,000 | $450 | $17.31 |
| $45,000 | $675 | $25.96 |
| $60,000 | $900 | $34.62 |
| $80,000 | $1,200 | $46.15 |
| $100,000 | $1,500 | $57.69 |
| $150,000 | $2,250 | $86.54 |
School district income tax around Germantown
School district income tax is paid by residents of the district only, on top of any city tax, and district lines do not follow city lines. Districts based in Montgomery County (some also cover neighboring counties); check your address with the state's Finder.
| School district | Rate | Taxed on | Tax on $60,000 wages | Status |
|---|---|---|---|---|
| New Lebanon LSD (SD 5708) | 1.25% | Traditional (Ohio income after exemptions) | $723.13 | Single official source |
| Valley View LSD (SD 5713) | 1.75% | Traditional (Ohio income after exemptions) | $1,012.38 | Single official source |
Single filer with $60,000 in wages: the traditional base is Ohio income after personal exemptions, the earned-income base is wages. All school district rates come from a single publisher, the Ohio Department of Taxation (there is no independent list).
Cities and villages near Germantown
| Place | Distance | Rate | Credit | Tax on $60,000 |
|---|---|---|---|---|
| Carlisle | 4 mi | 1.5% | Not published | $900 |
| Farmersville | 5 mi | 1% | Not published | $600 |
| Miamisburg | 5 mi | 2.25% | Not published | $1,350 |
| West Carrollton | 6 mi | 2.25% | Not published | $1,350 |
| Franklin | 6 mi | 2% | Not published | $1,200 |
| New Lebanon | 8 mi | 1% | No credit | $600 |
| Moraine | 8 mi | 2.5% | Not published | $1,500 |
| Springboro | 8 mi | 1.5% | Not published | $900 |
| Gratis | 9 mi | 1% | No credit | $600 |
| Middletown | 9 mi | 2% | 100% of tax paid elsewhere, up to 2% of wages | $1,200 |
Sources and verification
- Ohio Department of Taxation, The Finder: municipal and school district rate tables
- Credit rule: RITA Tax Rates Table 2026
Population and county: U.S. Census Bureau Vintage 2024 estimates and 2024 Gazetteer (source).
Rates as of rates in effect during calendar 2026 (ODT effective-date ranges); checked . "Verified" means a second, independent publisher shows the same rate; "single official source" means only the official register lists it so far, so confirm with the tax collector before relying on it. See how local rates are checked.