Cincinnati, Ohio city income tax 2026
On $60,000 in Cincinnati, city income tax is $1,080 a year (1.8% of wages), whether you live there or just work there.
Single filer, $60,000 in wages (Medicare wages: 401(k) contributions are taxed by Ohio cities). Take-home pay after federal, Ohio and Cincinnati tax: $48,104 a year. A school district income tax, where you live in one, comes on top.
Tax year 2026. Rates checked ; page updated .
Take-home pay per paycheck in Cincinnati
$1,850.13
$48,104 a year. Total taxes take 19.8% of gross pay, including $1,080 of local tax.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000 |
| Federal income tax | −$193.08 | −$5,020 |
| Social Security | −$143.08 | −$3,720 |
| Medicare | −$33.46 | −$870 |
| State income tax | −$46.40 | −$1,207 |
| Cincinnati municipal income tax (resident) | −$41.54 | −$1,080 |
| Take-home pay | $1,850.13 | $48,104 |
Joint economic development districts (JEDDs) and the 20-day occasional-entrant rule are not modeled.
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Cincinnati income tax at a glance
| Item | 2026 |
|---|---|
| Rate (residents and people who work here) | 1.8% |
| In effect since | 2020-10-01 |
| Credit for tax paid to a work city | 100% of tax paid elsewhere, up to 1.8% of wages |
| Collected by | City tax office |
| County | Hamilton County |
| Population (Census, July 2024) | 314,915 |
| Status | Verified |
Tax office note: Rate 1.8% effective 10/02/2020 (2.1% before). Credit is for tax paid to other localities, capped at 1.8%; page states full credit up to the cap.
Living in vs working in another city
- Same rate for residents and workers. Cincinnati taxes residents on all wages and nonresidents on wages earned in Cincinnati, at 1.8% either way.
- Work somewhere else: you pay the work city, and Cincinnati credits 100% of that tax, up to 1.8% of the wages.
- Townships and unincorporated areas have no municipal income tax (joint economic development districts aside).
Worked example, $60,000. Live in Cincinnati, work in Forest Park (1.5%): you pay $1,080 in city tax (Forest Park municipal income tax (work city) $900; Cincinnati municipal income tax (resident) $1,080; Cincinnati credit for tax paid to Forest Park -$900). Live in Forest Park, work in Cincinnati: you pay $1,980 (Cincinnati municipal income tax (work city) $1,080; Forest Park municipal income tax (resident) $900).
Forest Park: the resident credit for tax paid to Cincinnati is not published in our sources, so no credit is applied. Your actual tax may be lower.
Cincinnati city tax at other salaries
| Salary | City tax a year | Per biweekly paycheck |
|---|---|---|
| $30,000 | $540 | $20.77 |
| $45,000 | $810 | $31.15 |
| $60,000 | $1,080 | $41.54 |
| $80,000 | $1,440 | $55.38 |
| $100,000 | $1,800 | $69.23 |
| $150,000 | $2,700 | $103.85 |
School district income tax around Cincinnati
School district income tax is paid by residents of the district only, on top of any city tax, and district lines do not follow city lines. Districts based in Hamilton County (some also cover neighboring counties); check your address with the state's Finder.
| School district | Rate | Taxed on | Tax on $60,000 wages | Status |
|---|---|---|---|---|
| Southwest LSD (SD 3118) | 0.75% | Earned income (wages) | $450 | Single official source |
| Wyoming CSD (SD 3122) | 1.25% | Traditional (Ohio income after exemptions) | $723.13 | Single official source |
Single filer with $60,000 in wages: the traditional base is Ohio income after personal exemptions, the earned-income base is wages. All school district rates come from a single publisher, the Ohio Department of Taxation (there is no independent list).
Cities and villages near Cincinnati
| Place | Distance | Rate | Credit | Tax on $60,000 |
|---|---|---|---|---|
| St. Bernard | 2 mi | 2.1% | Not published | $1,260 |
| Norwood | 3 mi | 2% | Not published | $1,200 |
| Elmwood Place | 3 mi | 2% | 100% of tax paid elsewhere, up to 2% of wages | $1,200 |
| Golf Manor | 5 mi | 1.7% | 100% of tax paid elsewhere, up to 1.7% of wages | $1,020 |
| Fairfax | 6 mi | 1.75% | Not published | $1,050 |
| Arlington Heights | 6 mi | 2.1% | 100% of tax paid elsewhere, up to 2.1% of wages | $1,260 |
| North College Hill | 6 mi | 1.5% | No credit | $900 |
| Cheviot | 6 mi | 2% | Not published | $1,200 |
| Amberley | 6 mi | 2% | Not published | $1,200 |
| Wyoming | 6 mi | 1% | Not published | $600 |
Sources and verification
- Ohio Department of Taxation, The Finder: municipal and school district rate tables
- Second source: City of Cincinnati (City of Cincinnati - Income Taxes)
Population and county: U.S. Census Bureau Vintage 2024 estimates and 2024 Gazetteer (source).
Rates as of rates in effect during calendar 2026 (ODT effective-date ranges); checked . "Verified" means a second, independent publisher shows the same rate; "single official source" means only the official register lists it so far, so confirm with the tax collector before relying on it. See how local rates are checked.